Stockton Bad Faith Insurance Claim Lawyer

Stockton Bad Faith Insurance Claim Attorney

Insurance is put into place in order to protect individuals, their families, their assets, and their businesses against devastating events such as accidents, fires, natural disasters, or disabling injuries. When catastrophic moments occur, you turn to your insurance companies for support. Unfortunately, there are cases in which the insurers deny claims or offer payment for only part of the claim. When this occurs, you need a Stockton bad faith insurance claim lawyer.

Denied claims, delayed payments, or payments for only a portion of the damage can place individuals in positions of financial hardship. This only further compounds the challenging situation you are struggling with. During these times, you deserve compassionate and caring legal counsel and representation who can take your interests to heart when negotiating with the insurance companies. Look no further than Asbill Law Group.

What Constitutes Insurance Bad Faith in California?

In the state of California, an agreement between a policyholder and the insurance company must have a clause referred to as the “implied covenant of good faith and fair dealing.” This means, in basic terms, that the insurance company must fulfill its contractual duties in good faith and not unfairly or unlawfully interfere with the rights of the policyholder.

These rights typically include receiving damages for any coverable risks, defense of the policyholder by the insurer in cases of claims made by third parties, and employing good faith when handling claims. Unfortunately, insurance companies often fail to fulfill these duties. Some acts by an insurance company that constitute bad faith can include:

• Refusing to pay a valid claim
• Delaying payments for a valid claim
• Unreasonably limiting payments for a valid claim
• Failing to conduct a full and fair investigation into the claims
• Failing to provide a reasonable explanation for the denial of a claim
• Not communicating with the policyholder on the status of their claim
• Misrepresenting the facts of the insurance policy
• Compromising or working against the policyholder’s ability to defend a third-party claim

Bad faith acts by insurance companies can happen with any type of policy, including those held by commercial entities or businesses. A bad faith insurance claim attorney can review the language of the policy in question and make a determination on whether or not you have grounds for a bad faith insurance claim.

Asbill Law Group: Fighting for You

At Asbill Law Group, we have experience working for a multitude of clients who have rights as policyholders. Natalia Asbill can represent both individuals and businesses in seeking a bad faith insurance claim in Stockton, California. These insurance policies might include the following:

• Life insurance
• Auto insurance
• Health insurance
• Homeowners insurance
• Business interruption insurance
• Property and casualty insurance
• Professional malpractice insurance

With more than a decade’s worth of litigation experience, Asbill Law Group is prepared to put its knowledge and resources to good work for you, pursuing a successful outcome for your bad faith insurance claim. Natalia Asbill is familiar with the complicated nature of these claims and can help ensure you receive the justice you are due.

Damages Recoverable in Insurance Bad Faith Cases

There are several damages recoverable in bad faith insurance claims. The type you might be entitled to varies depending on the exact nature and nuances of your bad faith claim. In the state of California, you might experience extensive losses due to an insurer’s bad faith. These include:

• The legal fees involved in trying to obtain a satisfactory claim outcome
• Certain costs that the policyholder had to pay that should have been paid by the insurance company
• Damages for emotional suffering and mental anguish
• Costs paid by the policyholder when faced with having to defend a third-party claim
• Costs that the insurance policyholder had to pay to help with the third party’s injuries
• Any lost income or lost opportunities
• Possible punitive damages

FAQs

What Kind of Evidence Do I Need to Prove a Bad Faith Insurance Claim in California?

In order to prove a bad faith insurance claim in California, you need to provide certain necessary evidence. This can include any correspondence you have had with your insurance company over the claim, any records of the claim, denial documentation, and any other communication that shows the insurer acting in an unreasonable manner or a manner in which they violate the terms of your contract.

How Much Does It Cost to Hire a Bad Faith Insurance Claim Lawyer in California?

In the state of California, there is no way to assign an exact estimate of how much it might cost to hire a bad-faith insurance claim lawyer. This is because there are several factors that can affect the final cost analysis. These factors can include the complexity of the case itself, the experience of your attorney, and the duration of time it takes to settle the claim.

What Is a Bad Faith Cause of Action in Insurance?

Actions taken by insurance companies that can be considered acts of bad faith include the unreasonable denial or partial denial of an insurance claim, refusing to communicate about the status of an insurance claim, hindering the ability of the policyholder to defend themselves in a claim brought by a third party, and causing unreasonable delays in the claim.

How Do I File a Bad Faith Claim in California?

In order to file a bad faith insurance claim in the state of California, it is wise to hire an attorney. Your attorney can help you keep track of all communication with your insurance company and file the necessary paperwork and petitions for a bad-faith insurance claim. They can assist you in making a final demand before filing the claim with the California Department of Insurance.

Contact a Trusted Bad Faith Insurance Claim Lawyer in Stockton Today

When you file an insurance claim or a third party files a claim against your policy, your insurance company has a duty to abide by the terms of the contract they put into place. When they refuse to carry out these obligations or fail to meet the terms of the contract, they are acting in bad faith, and you have the legal right to protect yourself.

Don’t waste any more time and risk losing your chance at recovering damages. Instead, let Natalia Asbill review your case and help make a determination on the correct course of action to take. Contact our offices and talk to the bad faith insurance claim lawyers at Asbill Law Group.